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Home Loans

– Enjoy Low Closing Costs
– Low Adjustable Rates Available
– No Prepayment Penalties
– Available for Purchases or Refinance an Existing Home for a Competitive Rate and/or a Larger Balance
– Fast, Onsite Underwriting and Decision Making
– Loans Handled “In House” with Payments Made Directly to Citizens Bank & Trust
– Hometown Friendly Service You Can Trust
– Contact Us for Details, Rates, and an Application

Vehicle Loans

– Competitive Interest Rates
– Repayment Terms up to 60-Months
– Fast, Onsite Underwriting and Decision Making
– Hometown Friendly Service You Can Trust
– Financing Available for All Types of Vehicles, including:
– Cars, Trucks, SUV’s
– Boats
– Motorcycles
– RV’s
– ATV’s
– Snowmobiles
– Personal Watercraft

Construction Loans

– Competitive, Fixed Interest Rate During Construction
– Fast, Onsite Underwriting and Decision Making
– Loans Handled “In House” with Payments Made Directly to Citizens Bank & Trust
– Hometown Friendly Service You Can Trust
– Contact Us for Details and Rates

Agriculture Operating Loans

– Competitive Interest Rates
– Fast, Onsite Underwriting and Decision Making
– Available for Crop & Livestock Expenses
– Hometown Friendly Service You Can Trust
– Contact Us for Details and Rates

Machinery/Equipment Loans

– Competitive Interest Rates
– Fast, Onsite Underwriting and Decision Making
– Available for Equipment Purchases, Refinances, and Improvements
– Hometown Friendly Service You Can Trust
– Contact Us for Details and Rates

Agriculture Real Estate Loans

– Competitive, Adjustable Interest Rates
– Fast, Onsite Underwriting and Decision Making
– Available for Agriculture Real Estate Purchases and/or Refinances
– Hometown Friendly Service You Can Trust
– Contact Us for Details and Rates